"A parent's love is the foundation upon which a child's dreams are built."
DEDICATION
This biography is dedicated to my beloved parents, whose unwavering support, sacrifices, and belief in me have been the guiding light throughout my life. From the very beginning, they nurtured me with values of hard work, integrity, and perseverance. Their love, encouragement, and sacrifices have shaped who I am today and inspired me to never stop striving for excellence.
To my father, whose wisdom and strength taught me the importance of discipline and dedication, and to my mother, whose nurturing heart and unwavering faith in me have always been my greatest source of comfort — this journey is as much yours as it is mine.
May this book stand as a testament to your love and the indelible mark you have left on my heart and soul. Thank you for being my foundation, my inspiration, and my greatest supporters. This is for you.
With all my love and gratitude,
Dr. Naveen Kumar Verma
"The journey of a thousand miles begins with one step." — Lao Tzu
Phase 1 : The Humble Beginnings
Dr. Naveen Kumar Verma’s story is one rooted in simplicity, perseverance, and an unyielding commitment to growth despite the odds. Born in 1999 in the small town of Samastipur, Bihar, his early years were shaped by an environment where resources were limited, but ambition was limitless. His family, though humble, held one fundamental belief above all: education is the key to a better future.
The journey began in a modest household, where dreams were often too big for the confines of their financial reality. Dr. Naveen Kumar Verma ‘s father, a schoolteacher, and his mother, a homemaker, lived by a simple but powerful principle—they believed that through education, their children could break free from the cycles of poverty that had defined their ancestors. Education was the lifeline they had to offer, but it wasn’t always accessible in the way it is for others in more fortunate circumstances. There was no grand library at home, no access to tutors or technology. Instead, the family focused on what they could provide: encouragement, discipline, and the unwavering belief that their children could do anything with the right mindset.
From a very young age, Dr. Naveen Kumar Verma was acutely aware of his family’s financial limitations. He did not have the luxury of private schooling or expensive study materials, but his parents instilled in him an appreciation for knowledge as a precious, intangible asset that no amount of money could take away. They knew that this intangible wealth could change the course of his life forever.
Dr. Naveen Kumar Verma’s days as a child were filled with the simple joys of rural life—playing with his friends after school, helping his mother with chores, and spending long hours in quiet contemplation by the window of his small village home. The horizon, as it stretched across the fields, beckoned him. He often sat gazing out, wondering about life beyond the boundaries of Samastipur. Despite the humble surroundings, his dreams soared high—his mind wandering to far-off places, to the realms of education, science, and achievement.
School in Samastipur was not easy. Despite the passion and dedication of the teachers, the infrastructure and resources were insufficient. There were no modern teaching tools, no internet connection for research, and certainly no guidance from seasoned mentors. But Dr. Naveen Kumar Verma was driven by an inner fire that burned brighter than any external constraint. He would often wake up before dawn, the faint light of morning just beginning to break through the dark skies, and start his studies, using the dim light of a kerosene lamp. The world outside may have been still asleep, but for Dr. Naveen Kumar Verma, each day was another opportunity to inch closer to his dreams.
In the years that followed, Dr. Naveen Kumar Verma would face many more challenges—academic, personal, and professional. But what remained constant was his belief that no matter the obstacles, education was the path that would lead him to his dreams.
"Education is the most powerful weapon which you can use to change the world."
Phase 2 : The Quest for Knowledge
For Dr. Naveen Kumar Verma, the pursuit of knowledge was not just a means of personal growth—it was a way of life. His journey was marked by obstacles that would have deterred many, but each setback only served to fuel his determination. The road ahead was never clear, nor was it paved with ease, but the fire of his ambition burned brighter than any hurdle he faced.
After completing his matriculation with a second division from the Bihar School Examination Board (B.S.E.B.), Dr. Naveen continued his academic journey at R.N.A.R. College in Samastipur for his intermediate studies. The school, though better equipped than his previous one, still faced the same challenges—overcrowded classrooms, limited resources, and outdated curricula. For many students in the area, it was easy to lose interest in academics. With few prospects, many drifted away from their studies, disillusioned by the lack of opportunity or support. Yet Dr. Naveen Kumar Verma’s resolve was unshaken.
But his journey was never about competing with others. It was about transcending the limitations of his circumstances and ensuring that he was always learning, always growing. While some of his peers began to drift away from the pursuit of academics, distracted by other life challenges, Dr. Naveen Kumar Verma remained singular in his vision. He understood that knowledge was power, and no matter how many times he stumbled, he was determined to keep moving forward.
After completing his intermediate studies, Dr. Naveen Kumar Verma shifted his focus to a subject that had always intrigued him: law. He enrolled in the Bachelor of Commerce (B.Com) program at Lalit Narayan Mithla University in Madhubani. The shift in his academic focus reflected his evolving interests, and although commerce was not his first passion, Dr. Naveen Kumar Verma recognized that it would serve as a solid foundation for his broader academic and career goals. A commerce degree was not just a stepping stone to further education—it was a bridge to the knowledge he would need to understand society’s structures and systems.
Dr. Naveen Kumar Verma completed his L.L.B with a second division, a result that he knew was not a reflection of his potential but of the tremendous personal challenges he had faced. He was determined to not be defined by grades alone. His experiences had shaped him into a person who valued learning far beyond the confines of a classroom. The academic struggles, the long nights of studying alone, the moments of doubt—each had contributed to his growth, both intellectually and emotionally.
His story was no longer just about academic success—it was about resilience, perseverance, and an unshakable belief in the transformative power of education. Every course he completed, every exam he passed, was another step toward his goal of using his education to contribute to the world around him. His academic journey had not been easy, but it had been profound, and it had prepared him for the greater challenges that awaited.
The quest for knowledge, Dr. Naveen Kumar Verma realized, was never just about earning degrees or accolades. It was about the lifelong pursuit of understanding and truth, about arming oneself with the tools necessary to navigate and change the world. Education, for Dr. Naveen Kumar Verma, was never a destination—it was an ongoing journey, a path toward realizing his full potential and helping others do the same.
"The law is reason, free from passion." — Aristotle
Phase 3 : A Mind Shaped by Law
For Dr. Naveen Kumar Verma, the path to mastering the complexities of law was both a personal and intellectual transformation. While his academic journey had been arduous, it was during his time at Arunachal University of Studies, pursuing his Master’s in Law, that his connection with the legal world deepened, and his understanding of law evolved from a mere academic pursuit to a lifelong passion.
Dr. Naveen’s decision to pursue a Master’s in Law (LL.M) in 2014 was a natural progression of his interest in the field. His time at Lalit Narayan Mithla University, where he had earned his Bachelor of Laws (L.L.B.), had sparked a deeper curiosity about the legal systems that governed society. As his studies progressed, he realized that law was far more than just a set of rules; it was a framework that could guide the functioning of societies, regulate commerce, and influence the very structure of governance. His desire to dive deeper into these aspects motivated him to continue his studies.
Arunachal University of Studies, though not as renowned as other institutions, offered Dr. Naveen Kumar Verma a fertile ground for academic exploration. Here, he found a platform where he could delve into the intersection of law with commerce, taxation, and corporate governance. However, the path was not without its challenges. The shift from undergraduate law studies to a specialized graduate program was demanding, and Dr. Naveen Kumar Verma had to adjust to a new level of academic rigor. The curriculum was expansive, covering subjects like constitutional law, civil procedure, tax law, and international trade law—topics that were complex and required significant intellectual engagement.
In addition to his academic pursuits, Dr. Naveen Kumar Verma became increasingly involved in extracurricular activities related to law. He attended seminars, participated in moot court competitions, and volunteered for legal aid clinics, where he had the opportunity to apply his knowledge of law in real-life scenarios. These experiences helped him develop a practical understanding of how the law was practiced outside of academic settings. They also reinforced his belief that the law could be a tool for positive social change.
However, Dr. Naveen Kumar Verma’s journey in law was not without its doubts. There were moments when he questioned whether his chosen path was the right one. His peers, many of whom had more academic success, seemed to progress faster in their careers, while Dr. Naveen Kumar Verma faced the constant struggle of balancing his academic workload with personal challenges. But during these moments of doubt, he found solace in the words of Aristotle: “The law is reason, free from passion.” The quote resonated deeply with him. He realized that his passion for law would not be defined by the grades he earned but by the knowledge he absorbed, the skills he developed, and the difference he could make in the world.
Dr. Naveen Kumar Verma’s time at Arunachal University thus became a defining period in his life. It was where he solidified his resolve to become a lawyer not just in the conventional sense but in a way that merged his interests in business and social justice. It was here that he realized the power of law to influence not only individual lives but entire industries and societies.
As he graduated with his Master’s in Law, Dr. Naveen Kumar Verma was ready to move on to the next chapter of his journey—one where his understanding of law, business, and taxation would serve as the foundation for his professional career. His experiences at Arunachal University had shaped his mind and soul, turning him into a thoughtful and engaged legal scholar, prepared to navigate the complex world of law with purpose and integrity.
"Success is not the key to happiness. Happiness is the key to success."
Phase 4 : The Entrepreneurial Spirit
In 2014, Dr. Naveen Kumar Verma took a bold and significant step that would change the course of his career forever: he became the proprietor of Naveen and Associates, a firm that specialized in taxation, Goods and Services Tax (GST), appeals, and all legal matters related to finance. This decision was not only the start of a business venture, but also a reflection of Dr. Naveen Kumar Verma’s deep-rooted desire to make a difference in his community, especially in the realm of financial legal matters, where complexity often overwhelmed individuals and businesses alike.
Naveen and Associates was not just another firm; it was the manifestation of Dr. Naveen Kumar Verma’s vision to provide a bridge between the convoluted world of finance and the people who needed sound legal advice. Having spent years understanding the intricate details of taxation laws and their interconnections with the ever-evolving business world, Dr. Naveen Kumar Verma understood that many individuals and businesses struggled to navigate the legalities of financial matters. His firm was a beacon for those seeking clarity, trust, and guidance in the financial and legal landscape.
The early days of Naveen and Associates were marked by long hours and tireless work. Dr. Naveen Kumar Verma single- handedly handled clients, drafted legal documents, filed appeals, and offered expert consultation on matters related to GST and taxation. He spent countless nights reading up on the latest changes in tax laws and the constantly shifting landscape of financial regulations. Every new piece of information was a building block for the foundation of his business. In those early years, Dr. Naveen Kumar Verma often worked alone, performing the roles of a lawyer, consultant, and business manager. Yet, he found joy in the work, driven by his passion to offer comprehensive legal solutions to his clients.
Dr. Naveen Kumar Verma’s entrepreneurial journey was not simply about building a successful business; it was about fostering long term relationships with his clients. He believed that business success was ultimately a reflection of the trust clients placed in him. And it was this trust that helped his firm grow steadily over the years. As word of his expertise spread, more and more clients approached Dr. Naveen Kumar Verma for help. He began to build a loyal client base that extended far beyond his hometown. His reputation as a legal expert who combined in-depth knowledge with a practical, solution-oriented approach earned him the respect of his peers and the gratitude of his clients.
But even as his business expanded, Dr. Naveen Kumar Verma remained grounded in his original values: integrity, hard work, and dedication to helping others. The success of Naveen and Associates was not measured solely in terms of financial gain; it was measured by the satisfaction of his clients and the positive impact he had on their lives. For Dr. Naveen Kumar Verma, true success was not about accumulating wealth but about creating a legacy of trust, reliability, and excellence.
The entrepreneurial spirit that Dr. Naveen Kumar Verma displayed in starting his firm continued to drive him forward as he ventured into new areas of law, exploring how he could make a difference in other sectors such as corporate law, dispute resolution, and even international taxation. His work with clients led him to develop innovative solutions that addressed the unique challenges faced by businesses in an increasingly complex global economy.
"The only way to do great work is to love what you do." – Steve Jobs
An Inspirational Journey
Dr. Naveen Kumar Verma’s story is one of relentless determination, continuous learning, and unwavering commitment to excellence. Born in the humble town of Samastipur, Bihar, his journey began in a setting where opportunities were few, but dreams were plenty. From early on, Dr. Naveen Kumar Verma understood that the path to success required not only intellect but an immense amount of grit. Despite the limited resources at his disposal, he pursued his education with unparalleled dedication, carving out his own path through perseverance and resilience.
Dr. Verma’s journey reflects a vital lesson — that success does not come easily. His academic career was not free of obstacles, but it was marked by the courage to continue, the willingness to learn from setbacks, and the unrelenting pursuit of goals. From his secondary education in Bihar to his Master’s degree in Law and Commerce, Naveen never stopped striving for more. Each challenge he encountered only strengthened his resolve, proving that obstacles are often stepping stones toward greater achievements.
In 2014, he ventured into the world of entrepreneurship by founding “Naveen and Associates,” a firm specializing in taxation, GST, appeals, and legal financial matters. This marked a significant milestone in his life, one that symbolized his confidence in his abilities and his desire to create value for others. His entrepreneurial spirit and expertise in the field have not only helped countless individuals but also cemented his position as a trusted professional in his community.
Dr. Verma’s story is an inspiring reminder that success is not about where you start, but about where you’re determined to go. It teaches us that dreams, when backed by passion and persistence, are achievable — no matter the odds. His dedication to his craft, his community, and his education is a legacy in the making, inspiring future generations to rise above challenges and follow their own paths toward greatness.
To anyone reading Dr. Naveen Kumar Verma’s story, remember this: the road to success is often long and difficult, but with hard work, resilience, and a love for what you do, anything is possible.